What is the California Rosenthal Fair Debt Collection Practices Act?

Although the Fair Debt Collection Practices Act (FDCPA) applies to every state, not all states provide its residents additional protection

Frequently Asked Questions About Filing Bankruptcy

1. If I file a chapter 7 or a chapter 13 bankruptcy will I ever get credit again?  Yes, it is possible.  However, we caution

Can a creditor sending me text messages constantly all day long?

If the creditor has hired a collection agency and the collection agency (not the creditor) is sending you excessive text

What To Do If Debt Collectors Are harassing You

If you are receiving calls from debt collectors, whether they are your debts or not,  (sometimes debt collectors have the wrong contact information,

Stopping Foreclosure By Filing Bankruptcy

Losing your home can be a very traumatic experience and often times a homeowner ends up in the predicament through

Bankruptcy and Debt Collectors

A creditor is never allowed to harass you and the law provides many remedies for consumers who are being harassed by rogue

The Chapter 7 Bankruptcy Process

The following is a step-by-step explanation of Chapter 7 bankruptcy process after meeting with me: A bankruptcy petition and schedule will be

Debt Collectors and Social Media…

The  Fair Debt Collection Practices Act, (FDCPA)  does not specifically prohibit debt collectors from using Facebook, Twitter or LinkedIn to locate  and contact you

Is It Legal For Debt Collectors To Add Interest, Fees Or Penalties To My Original Debt Amount?

The Fair Debt Collection Practices Act, (FDCPA) prohibits collectors from collecting any amount unless the agreement you signed when you took out

Do Health Care Providers Use Private Debt Collectors?

Many people assume that because of HIPAA, their medical bills are private and therefore can’t be turned over to a private collection

A Debt Collector Deposited A Post-Dated Check Before I Was Ready. What Now?

If a debt collector is harassing you to make a payment, you may decide to give them a post-dated check to get

What Are Debt Collectors Not Allowed To Do To Collect A Debt?

The Federal Trade Commission enforces the Fair Debt Collection Practices Act, which prevents debt collectors & bill collectors from using abusive

Check out these crazy Halloween laws on the books…

The town of North Riverside, Ill., has dubbed Oct. 31, “Halloween Party Time,” but only for children and only before

A class action lawsuit was filed against Western Dental Services, Inc., for alleged violations of the Telephone Consumer Protection Act (“TCPA”).

On October 9, 2012, in the Southern District of California, a class action lawsuit was filed against Western Dental Services,

A Telephone Consumer Protection Act (TCPA) class action lawsuit has been filed against T-Mobile

following allegations by a man who claims he received over 30 automated collections calls from T-Mobile on his cell phone

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