A Consumer Protection and Employment Law Firm Serving California, Ohio, Pennsylvania, and Illinois.

Consumer rights to fix credit report errors

323-690-1688
Table Of Contents
Summarize with
ChatGPT Claude Gemini Perplexity Grok
Many people don’t take the time to think about what’s listed on their credit report until they’re applying for a loan, a mortgage or a new vehicle. However, the information found on a credit report might make doing those things nearly impossible. Consumers in California should be informed of their consumer rights and know-how to identify and correct errors that may be found on their credit reports.

Personal information errors

It is entirely possible for a credit bureau to mix up the information between two people. Perhaps they have similar names, the same date of birth or some other form of identifying information. Regardless of the cause of the confusion, ensuring that the personal information, typically found at the top of the credit report, is correct is the first step to validating the information found on the report.

Incorrect account information

Being informed about the number of open credit accounts that a person has is highly encouraged. Through fraud, identity theft and honest mistakes, it is possible for credit cards and other accounts to be opened under the name of an individual who never requested them. The process of recovering from identity theft is a tedious one, so having that information removed from a credit report may take some time.

Errors in account reporting

The status of an account can also show up incorrectly on a credit report. Out of the items that fall under the umbrella of account reporting, late and missed payments are among the worst. Keeping verifiable records of payments that are made is a solid way to combat this type of credit report error. In the worst-case scenario, it may be necessary to seek an attorney who works in consumer rights when dealing with errors on a credit report. An attorney may take the necessary legal action to have inaccuracies fixed so that their client’s credit report is factual.

Quick Navigation

Free Consultation

Undisclosed
Settlement

TCPA class action against the Los Angeles Times. Final approval granted 2014.

More Details
$750,000
Settlement

Common fund class-wide TCPA settlement against home healthcare provider. Final approval granted.

More Details
$27.6M
Settlement

TCPA class action certified on behalf of approximately 2,000,000 class members under Rule 23(b)(2) and (b)(3). Subsequently settled on a Rule 23(b)(2) and (b)(3) basis. Final approval granted.

More Details
$5.2M
Settlement

/

Unruh Act class action on behalf of approximately 240,000 consumers challenging Tinder’s age-based differential pricing for its subscription service. Final approval granted; subsequently went up on appeal.

More Details
$390,000
Settlement

TCPA class action alleging HD Supply sent unauthorized marketing text messages to consumers’ mobile phones without consent between October 21, 2011 and July 26, 2017. Presided over by Judge Fernando M. Olguin. Case terminated January 29, 2018.

More Details
$1,500,000
Settlement

/

TCPA class action against a Kansas-based payday lender alleged to have contacted consumers via prerecorded calls on their cell phones to collect alleged debts without consent. California federal judge granted final approval.

More Details
$6,500,000
Settlement

/

Cal. Penal Code § 632.7 class action certified by contested motion under Rule 23(b)(2) and (b)(3) on behalf of over 40,000 class members whose calls were recorded without their knowledge or consent. Final approval granted.

More Details
$13,000,000
Settlement

/

$13 Million Class action alleging HSBC recorded consumer telephone calls without knowledge or consent in violation of California’s Privacy Statute (Penal Code § 632.7). California Federal Judge granted final approval.

More Details
$34,000,000
Settlement

/

One of the largest TCPA class action settlements in U.S. history at time of approval. Alleged Chase used an automatic telephone dialing system to contact consumers on their cell phones without prior express consent from July 2008 through December 2013. Settlement class included over 32 million members. Final approval granted March 2016.

More Details
$150,000,000
Settlement

/

Class action on behalf of over 100,000 owners of GM vehicles equipped with allegedly defective LG-manufactured batteries posing fire and safety risks. Litigation commenced December 2020. U.S. District Judge Terrence G. Berg indicated preliminary approval of the $150 million settlement.

More Details
$100,000,000
Settlement

/ /

Landmark gig-economy class action. DoorDash drivers in California and Massachusetts alleged they were wrongly classified as independent contractors rather than employees. Firm served as class counsel. Final approval granted January 13, 2022 — the largest gig-economy worker class settlement in U.S. history at the time.

More Details

Schedule A Free Case Review

Why
Choose
Us

Premier Attorney To Defend Your Rights

With so many law firms in Southern California and throughout the United States, why choose the Law Offices of Todd M. Friedman?
Todd Friedman has been named a 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 and 2026 Super Lawyer, a distinction of professional achievement and peer recognition.

Speak directly with attorney Todd Friedman about your case. Todd will evaluate your situation and provide prompt and straightforward feedback, saving you time and alleviating uncertainty.

Our firm has earned an A+ Rating from the Better Business Bureau, and has been accredited since 2010.

We are strong advocates for our clients and have the resources necessary to take on powerful opponents and win.

Contact Us

and start fighting back

We offer Free Initial Consultations.

If you have experienced a violation of your rights, call us at 323-690-1688 or fill out the form to the right →

Not ready to commit yet? Check out our Testimonials page and see what others have said about their experience
working with us!

 
Can We Text You At This Number?*

Office Locations

Los Angeles

View Location

Illinois

View Location

King of Prussia

View Location

Ohio

View Location

Free
Consultation

323-973-2580

Copyright 2025 Law Offices of Todd M. Friedman, P.C. All Rights Reserved.
Privacy Policy Disclaimer T&Cs Opt-Out Sitemap