Employment law and consumer protection, explained by the attorneys who litigate it. Straight answers on your rights at work and in the marketplace.
Consumer Rights
JPMorgan Chase, the United States’ largest bank, has agreed to a settlement of cases brought against it by 47 states and the Federal Consumer Financial Protection Bureau. The settlement will cost the bank more than $200 million, according to the Los Angeles Times, but does not completely resolve claims that it robo-signed documents, among other […]
Consumer Rights
Phone calls from telemarketers can be downright annoying. Whether the calls are coming in during working hours or at the end of the workday, to a landline or a cellphone, these calls - especially after you have told them to stop calling - can become a real bother. The Federal Communications Commission, frequently referred to […]
Consumer Rights
In a couple of weeks, online payment service PayPal will be changing its terms of service to start robocalling and auto texting its customers. And at first, the company’s attitude toward complaints about these unpopular forms of communication was, “Take it or leave it.” According to BGR News, not long ago PayPal announced that it […]
Consumer Rights
Here is one sign that the economy is improving: credit card debt is going up again. This could mean that more people will soon find themselves in trouble with their credit card bills. According to WCTV-TV, a survey conducted by online credit card comparison site CardHub found that the average credit card balance is currently […]
Consumer Rights
Nearly everyone who has been in credit card debt knows how stressful it can be. Of course, overly aggressive and law-breaking debt collectors don’t help, but even when that is not a factor, having this hanging over your head can put a pall over your entire life. Having a lot of short-term debt, like owing […]
Consumer Rights
The maker of online tax software TurboTax is facing accusations from at least two people that it did not do enough to protect taxpayers from having their identities stolen, and allowed criminals to file tax returns in the victims’ names. The plaintiffs are seeking class-action status, which would mean that several people have been affected […]
Consumer Rights
We have spoken before in this blog about the limits state and federal law put on the tactics debt collection agencies may use when trying to get money out of a person who allegedly owes a bill. For instance, the Fair Debt Collection Practices Act forbids phone calls to alleged debtors before 8 a.m. or […]
Consumer Rights
Credit card debt is a huge burden for many people in Los Angeles. For some, a sudden job loss or medical emergency drained their savings, forcing them to charge needed expenses. Others simply got in over their heads, and need help getting a handle on their debt. An attorney may be able to help people […]
Consumer Rights
Debt collection agencies can be relentless in their pursuit of your money. Their ability to call and write to you is regulated by law, but they still retain broad rights to contact individuals they believe owe them a debt. If you believe the debt collector has the wrong person, if you have already paid off […]
Consumer Rights
If the motor vehicle you bought recently just cannot seem to run consistently, it is natural to feel extremely frustrated. You may suspect that the dealership that sold you the vehicle ripped you off. But you are not necessarily stuck with that hunk of junk and no compensation. California has a Lemon Law that gives […]
Consumer Rights
Dealing with a debt collection agency that uses abusive, illegal tactics is bad enough. Imagine if you do not even owe the money in the first place. Maybe you already paid off the debt long ago, or it is a case of mistaken identity. An unscrupulous debt collector will continue to pursue payment anyway, perhaps […]
Consumer Rights
It has been a few weeks since we discussed options people in California who are being harassed by debt collectors have under the law. In that post, we mentioned the Fair Debt Collection Practices Act, an important piece of federal legislation that seeks to protect people in debt from abusive debt collection practices. As we […]
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