Employment law and consumer protection, explained by the attorneys who litigate it. Straight answers on your rights at work and in the marketplace.
Consumer Rights
The Fair Debt Collection Practices Act (FDCPA) is the federal law that governs how debt collection agencies can operate. The FDCPA protects consumers from abusive debt collection practices by debt collectors. The Act gives consumers protection with regards to personal, family, and household debts, including money consumers owe on a personal credit card account, auto loan, medical […]
Consumer Rights
1. Most importantly, peace of mind! Make the debt collectors stop calling you in a harassing manner. Remember how nice it was to answer your phone without screening it first? Remember how peaceful it was before your phone began to ring 10+ times a day? Are you sick of telling the debt collectors to stop calling you, only to have them call […]
Consumer Rights
Russell Fuller has filed a lawsuit against debt collector, I.C. Systems for allegedly making numerous calls to him in an attempt to collect on a debt that was already paid off, in violation of the Fair Debt Collection Practices Act (FDCPA). Case No. 1:11-cv-00136 According to the Fuller, I.C. Systems began placing collection calls to […]
Consumer Rights
Leading Edge Recovery Solutions is being sued by a consumer that claims he received so many collection calls that he no longer answers his telephone out of fear, in violation of the Fair Debt Collection Practices Act (FDCPA). Case No. 5:13-cv-00030 Leading Edge Recovery is accused of violating the Fair Debt Collection Practices Act, which […]
Consumer Rights
Kevin Pumphrey was receiving collection calls for several years about student loans that he did not owe, in violation of the Fair Debt Collection Practices Act (FDCPA). However, after he learned that he could sue the collection agency for harassment, the agency settled the case and left him alone. In another case, Michael L. Hughes […]
Consumer Rights
Allied Interstate Inc., has agreed to pay a record-breaking $1.75 million to settle a lawsuit with the Federal Trade Commission (FTC). In a recent press release, a FTC spokesperson focused on Allied’s alleged attempts to illegally collect debts from consumers that did not owe them money. “Debt collectors had better make sure their information is accurate, or […]
Consumer Rights
According to the Pennsylvania Attorney General, debt collection company, Unicredit, used fake court proceedings to deceive, mislead or frighten consumers into making payments or surrendering valuables without following the lawful procedures for debt collection. The Attorney General’s Office accused Unicredit of sending letters to consumers that were often hand-delivered by people dressed like sheriff deputies, implying that […]
Consumer Rights
A consumer has filed a lawsuit against the debt collection agency, AFNI Inc., for allegedly violating the Fair Debt Collection Practices Act (FDCPA), by calling him approximately ten times a day and threatening to place a warrant out for his arrest if he did not pay the alleged debt. The consumer further alleges that AFNI also violated the FDCPA by calling him before […]
Consumer Rights
A lawsuit against Commercial Recovery Systems Inc., has been filed by Cody Osterberg, claiming the CRS called and threatened him with a court summons in an effort to collect on a debt in violation of the Fair Debt Collection Practices Act (FDCPA). Case No. 2:13-cv-00096 According to Commercial Recovery has attempted to collect an alleged consumer debt from Osterberg by […]
Consumer Rights
Several former commissioned employees, including Edward LaMonica, Ashley LaMonica, Lara Harrison, have filed a lawsuit against their employer, RMCN Credit Services, Inc a credit repair business, for failing to pay overtime wages in violation of the Fair Labor Standards Act (FLSA). According to the plaintiffs they worked in excess of 40 hours per week while employed by the defendants, but […]
Consumer Rights
Rapper Gucci Mane, 33, was jailed on Wednesday for allegedly hitting a fan in the head with a champagne bottle at a nightclub earlier this month. Mane, whose real name is Radric Davis, turned himself in to authorities late on Tuesday, according to Fulton County Sheriff’s Department records. Mane, faces an aggravated assault charge after causing a […]
Consumer Rights
According to the victim he had leased a car in 1996 and completed the lease payments as scheduled in 1999. Neither the bank nor the dealership ever told him that he owed any additional money for the lease. His lawsuit alleges that when he received a letter from Cavalry Portfolio Services, he promptly requested a copies of statements showing that there […]
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