The Welk Resort Group. located in San Diego has sued VO Financial, its CEO Adam Lacerda, and co-founder Ashley Lacerda in Federal Court, claiming that VO Financial made “repeated and harassing phone calls” to Welk’s timeshare owners to “fleece” them and the resort.
According to the complaint: “VO Financial falsely represents itself as a ‘timeshare research and resolution firm that offers mortgage reduction programs and timeshare rental services.  However, in reality, VO Financial uses a variety of false pretenses to convince timeshare owners to pay them money instead of  making their loan or maintenance fee payments to Welk Resort. VO Financial then pockets the money they take from the timeshare owners, causing the timeshare owners to default on their contractual obligations to Welk.”

“VO telemarketers use a variety of approaches in their sales calls,” the complaint states. “In some calls, VO Financial tries to build upon the goodwill that Welk has spent years developing with its owners by falsely suggesting that VO Financial is associated with Welk.”   For example, VO has misled Welk owners into believing that it was performing a customer service satisfaction survey (so that it could acquire confidential information about Welk owners’ accounts), has falsely claimed to be a collection agency contracted by Welks, has falsely accused Welk of selling its customer information to VO Financial, has falsely accused Welk of illegal lending practices, and has led Welk owners to believe that paying money to VO Financial would eliminate the need for them to pay Welk. All of these ruses share a common goal: to either scare or persuade Welk owners into paying money to VO Financial.”

Make sure that you are 100% certain about who you are speaking with before ever sending anyone money.  Also, if you are being harassed by telemarketers even after telling them to stop, in violation of the Telephone Consumer Protection Act, (TCPA) you may be entitled to compensation.  Please give my office, The Law Offices of Todd M. Friedman a call at (877) 449-8898 for a free consultation.


In:

This is attorney advertising. These posts are written on behalf of Law Offices of Todd M. Friedman, P.C. and are intended solely as informational content. These blogs in no way provide specific or actionable legal advice, nor does your use of or engagement with this site establish any attorney-client relationship. Please read the disclaimer

More Insights from the TMF Blog

a group of people in a courtroom looking at a screen

Delta’s Pricing Practices: Building the Case for Legal Action

Dynamic pricing algorithms used by Delta Air Lines may violate consumer protection laws, potentially leading to class-action lawsuits. Previous legal precedents set by actions against other companies over algorithmic bias and discriminatory practices could help challenge these systems. Various attributes like zip code, device type, or browsing history that impact pricing could lead to violation of consumer protection and civil rights protections. Investigations by multiple agencies signal a move towards a stronger stance against such practices.
a black and gold shield with a black shield and a black and gold shield with a black and gold shield and a black and gold shield with a black and gold shield and a black and gold

The Hidden Costs of Surveillance Pricing: What Airlines Don’t Want You to Know

Airlines employ "surveillance pricing," using complex algorithms and extensive data tracking to determine personalized prices for flights. Factors such as browsing history, location, and time of search can covertly influence prices, posing concerns about privacy, fairness, deceptive practices, and legal protections for consumers.
a man standing behind a table with a scale in front of him

Is Delta’s AI Pricing Legal? A Consumer Rights Attorney’s Analysis

As a leading consumer protection law firm with offices across California, Ohio, Illinois and Pennsylvania, the Law Offices of Todd M. Friedman, P.C. is ...