A Consumer Protection and Employment Law Firm Serving California, Ohio, Pennsylvania, and Illinois.

Credit Errors

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Correct Errors on Your Credit Report

At the Law Offices of Todd M. Friedman, P.C., we help people fight back when inaccurate information on a credit report hurts their financial future. Errors on your credit report — whether misreported accounts, incorrect late payments, or debts that aren’t yours — can lead to loan denials, higher interest rates, job setbacks, housing problems, and more. You have rights under federal law — and we’ll make sure they are enforced.

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Why Do Credit Report Errors Happen?

Credit reporting agencies like Experian, Equifax, and TransUnion collect information from lenders and data furnishers to create your credit files. Sometimes the data they report is inaccurate, incomplete, or never properly updated. This can result in:

  • Accounts you don’t recognize
  • Incorrect late payments or balances
  • Duplicate listings
  • Outdated or resolved accounts still showing as negative
  • When these problems go uncorrected, your creditworthiness suffers — and so do your financial opportunities.

Your Rights Under Federal Law


Under the Fair Credit Reporting Act (FCRA), consumers have the right to dispute incorrect information on their credit reports. Reporting agencies are legally required to investigate your dispute and correct any verified mistakes within a specific timeframe. If they refuse or mishandle your dispute, you may have the right to pursue legal action and seek compensation.

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My credit rating was severely damaged due to inaccurate reporting by several mortgage companies, and I was met with years of stonewalling by all three major credit bureaus–TransUnion, Experian, and Equifax. Despite submitting numerous credit disputes, none of the bureaus conducted a thorough investigation. Even with supporting documentation, my concerns were ignored.

After initiating an investigation through the Consumer Financial Protection Bureau (CFPB), I realized that pursuing legal action against the credit furnishers and the bureaus under the Fair Credit Reporting Act (FCRA) and California’s Consumer Credit Reporting Agencies Act (CCRAA) was my next step. Finding a legitimate attorney to take on this kind of case wasn’t easy. But after extensive research, I found Attorney Todd Friedman.

In the summer of 2024, Attorney Friedman and his office agreed to take my case. Their diligence, professionalism, and deep understanding of credit law were remarkable. Thanks to their unwavering efforts, we reached a very satisfactory settlement–and, more importantly, the errors on my credit report were finally corrected.

Before connecting with Attorney Friedman, I had fought tirelessly on my own to get the credit bureaus and furnishers to fix the inaccuracies. But it was only with his legal expertise that meaningful change was achieved. I cannot speak highly enough of the outstanding representation I received from the Law Offices of Todd M. Friedman.

I wholeheartedly recommend their services to anyone struggling with unfair credit reporting practices. They made a real difference in my life.

With gratitude.
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What You Could Recover

Under the FCRA, you may be entitled to:

  • Actual damages for losses caused by reporting errors
  • Statutory damages per violation
  • Attorney’s fees and costs paid by the defendant
  • Compensation for emotional distress or other harm
  • Correction or removal of inaccurate information from your credit reports
Get a Free Case Review With Our Team
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When reading reviews on Attorneys, you’ll often see people that won giving stellar reviews and people whom lost or have no case reiterated their displeasure. When it comes to Todd M. Friedman and his team, I can wholeheartedly conclude they operate with the utmost professionalism and communicate vividly every detail of the matter at hand with honesty, accuracy, and timeliness. Please do not hesitate in letting them aid your fight, this team cares and comes prepared.
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Start Fixing Your Credit Today

Don’t let inaccurate credit reporting block your financial goals.
Get a free case evaluation with an experienced FCRA attorney.

📞 Call now to begin your dispute and protect your rights.

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