Legal blog.

Employment law and consumer protection, explained by the attorneys who litigate it. Straight answers on your rights at work and in the marketplace.

Consumer Rights

Reinstating vs Redeeming Your Repossessed Vehicle

Consumer have the right to “reinstate” their car loan by paying all amounts past due, plus any applicable delinquency charges, collection and repossession costs. California consumers should be aware that a creditor can NOT deny the right to reinstate merely because the consumer is behind on his or her payments. Consumers can also “redeem” the […]

Consumer Rights

Beware of Debt Relief Scams

Many consumers who are drowning in debt are being duped into seeking help from companies representing themselves as debt relief specialists. And getting nothing in return. These companies offer to settle a consumer’s debt with creditors for substantially less than the debt’s principal through monthly payments that the company holds in escrow. Unfortunately, many of these companies take the […]

Consumer Rights

Wrongful termination is the single most frequent labor claim

Due to the poor economy there have been an increasing amount of lay-offs and terminations, sparking a huge surge in wrongful termination lawsuits. A wrongful termination attorney will study 4 areas of the law to determine whether their client has a case, including federal and state statutes, public policy, good faith and fair dealing, and implied contracts. Grounds for a […]

Consumer Rights

Wells Fargo Settles Gender Bias Suit for $32 Million With 3000 Female Employees

Washington, DC: A federal judge in Washington has approved a $32 million settlement of a class action brought against Wells Fargo Advisors by a group of approximately 3000 women who alleged gender discrimination. The women claimed that compared with their male counterparts, female advisors were provided fewer business opportunities by the company. The women also claimed […]

Consumer Rights

Buried in Student Loan Debt?

A greater-than-ever percentage of Americans are going to college these days, but unfortunately for them, tuition has risen sharply as well and shows no sign of stabilizing. The rising costs of attending college are far outpacing inflation, according to the U.S. Department of Education, National Center for Education Statistics “The average cost of college tuition […]

Lemon Law

What is the Lemon Law?

Lemon laws cover the sale of faulty motor vehicles, also known as “lemons” and make it easier for consumers to get refunds or replacements of faulty cars and trucks. Lemon laws specify the definition of a “lemon” and state what must be done to rectify the situation. Often the law will require that the manufacturer pay […]

Consumer Rights

FTC’s Top Consumer Complaints are Identity Theft and Debt Collection Violations

The Federal Trade Commission reports that the #1 complaint category in 2011 was identity theft. Debt collection was 2nd with 180,928 complaints, followed by scams regarding prizes/sweepstakes /lotteries, shop-at-home and catalog sales. To lessen your chances of being an identity theft victim we recommend taking the following steps. Do not give your bank account, credit […]

Consumer Rights

False Advertising

California has laws imposing penalties on businesses that try to deceive consumers or other companies through unfair practices such as false claims regarding products or services. False advertising laws are designed to protect the consumers, such as yourself. Below are descriptions of the these laws. Any type of deceptive advertising that causes a loss of revenue for […]

Consumer Rights

Consumer Product Safety Commission And You

The Consumer Product Safety Commission is charged with protecting the public from unreasonable risks of injury or death associated with the use of the thousands of consumer products under the agency’s jurisdiction. Deaths, injuries, and property damage from consumer product incidents cost the nation more than $900 billion annually. CPSC is committed to protecting consumers and families […]

Consumer Rights

Is your credit report information accurate?

According to the Fair Credit Reporting Act, the three nationwide reporting agencies, Equifax, Experian, and TransUnion are required to give you one free copy of your credit report every year. Your credit report will contain information about where you live, your payment history, bankruptcy filings, and judgements against you. To obtain a copy of your credit report, you will have to provide your name, address, […]

Employment Law

Employee Rights

Many people are confused about what their rights are in the workplace. You may have rights you didn’t even know about, or think you have rights that don’t exist. You DO have the right to not be discriminated against based on your race, age, sex, nationality, disability, pregnancy, religion, or if you have objected to discrimination. But this right […]

Consumer Rights

Debt Collector Uses Social Media to Harass Debtor

Social media websites are a great tool for entertainment and to keep in touch with family and friends, but always be on alert when you are using them. Increasingly, Facebook, Twitter and LinkedIn are becoming a tools of harassment by debt collectors. Social media information has also been used in other legal proceedings, such as divorce, […]

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