Legal blog.

Employment law and consumer protection, explained by the attorneys who litigate it. Straight answers on your rights at work and in the marketplace.

Consumer Rights

How To Spot A Debt Relief Scam

Many consumers who have found themselves swimming in debt have begun seeking help from companies presenting themselves as “debt relief” providers. And getting and getting scammed in the end. Unfortunately, many of these “debt relief” companies fail to fulfill their promises of “debt relief” to consumers. Many of these shady companies charge large upfront fees, or multiple hidden fees. Often, a substantial […]

Consumer Rights

7 Bankruptcy Myths Cleared Up

1. Bankruptcy Will Permanently Ruin My Credit. Bankruptcy stays on your credit history for ten years at all three major credit reporting agencies, but your credit score is updated and recalculated at least four times a year by these same agencies, based on many factors. The credit agencies give more weight to the most recent […]

Consumer Rights

Different types of Class Action Lawsuits

Class action lawsuits involve large groups of people suffering similar damages from the same entity. There are basically four types of lawsuits…. Consumer Class Action Lawsuits are brought when several consumers complain about being injured by a company’s illegal practices. Examples might include illegal charges on phone bills, illegal late payment fees, false advertising, deceptive business practices, or failure to comply […]

Consumer Rights

Class Action Lawsuits Explained…

In a class action lawsuit, the plaintiffs are grouped together in one lawsuit against the defendant. The one lawsuit is filed on behalf of everyone in the class, that class being a group of people who share similar damages. To be part of a class action, first, you must show that you experience with the defendant is similar […]

Employment Law

In-N-Out is facing a racial discrimination lawsuit from a job applicant.

Oakland, CA: In-N-Out Burger chain is facing an discrimination class action lawsuit, over allegations that it refuses to hire African Americans and applicants over 40 years of age. The lawsuit, filed against the Orange County-based company, alleges that two men, both African Americans over 40 years old, tried to get jobs at the chain’s San Francisco […]

Consumer Rights

BMW Reaches Settlement in Privacy Violations Class Action

BMW has reached a settlement in a privacy violation class action against them. The lawsuit alleged that BMW recorded BMW Assist calls without first disclosing that the customer’s call may be monitored or recorded. “Section 632 of the California Penal Code provides that all parties to the a telephone conversation must be informed of or consent to […]

Consumer Rights

Are debt collectors allowed to sue you?

One common tactic debt collectors employ is to threaten to sue the debtor unless the debt is paid. Most people in the U.S. are terrified of a lawsuit, and they will do almost anything to make that possibility go away. However, it may be illegal for the debt collector to threaten you with a lawsuit. […]

Employment Law

Racial Discrimination At Work

Treating an employee unfairly based on their race, color, or ethnicity in regards to hiring, termination, promotions, benefits, compensation, and the work environment is considered racial Discrimination. The U.S. Equal Opportunity Employment Commission (EEOC) enforces the federal laws that prohibit racial discrimination in the workplace. Title VII of the Civil Rights Act is the primary […]

Consumer Rights

How to avoid telemarketing scams

Unfortunately, many con-artists posing as legitimate companies or charities use the phone to bilk consumers out of millions of dollars every year with rogue telemarketing schemes. Fraudulent telemarketers will try to convince you that “It is your lucky day!” with promises of discounts or prizes, “if you act now!” Fraudulent telemarketers will often times target […]

Consumer Rights

Is Your Social Security Check Protected From Collection Liens?

Yes, The State of California has a statutory homestead exemption of at least $75,000 of equity in your primary residence. If you are disabled, a senior citizen or have dependents your amount may be higher. In other words, Creditors are not able to attach a lien to your social security check, nor money in a bank account if it is funded solely […]

Consumer Rights

Reuters reports, “The Supreme Court to review American Express Arbitration case”

(Reuters) The Supreme Court on Friday agreed to consider whether American Express Co (AXP.N) may invoke an arbitration clause to prevent merchant customers from banding together in an antitrust lawsuit against the company. The court accepted the credit card and travel services company’s appeal from a February ruling by the 2nd U.S. Circuit Court of […]

Consumer Rights

Telemarketing Scams

Anyone can be victimized by telemarketing scams. It doesn’t matter your age, race, sex or educational level, scam artists have tailored their pitches to fit every type of person and scenario. Many times these high pressure scam telemarketing calls sound like the following… “Congratulations! You have been specially selected to hear this offer.” “You will qualify for a free bonus if […]

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