A Consumer Protection and Employment Law Firm Serving California, Ohio, Pennsylvania, and Illinois.

Debt Collector Accused Of Abusing A Consumer Over A Zombie Debt

Table Of Contents
Summarize with
ChatGPT Claude Gemini Perplexity Grok
A consumer has accused Global Holding & Investment Co. of threatening her with a lawsuit in regards to a 20-year old “zombie” debt.   The term “zombie debt” refers to debts that are “obsolete” as defined in the Fair Credit Reporting Act (FCRA). Under the FCRA, accounts are obsolete after 7 1/2 years after the first default which was never cured. Although debt collectors can attempt to collect a zombie debt, they may NOT sue or threaten to sue in order to collect money.  Threats to sue to collect a zombie debt violate the Fair Debt Collection Practices Act (FDCPA). Many consumer do not realize that if they pay money towards the “zombie debt” it often revives the debt. Have you received phone calls or letters demanding or requesting that you pay a debt which is several years old?   Did a debt collector threaten to sue you or tell you that a lawsuit was already filed regarding an older debt?   If you have said “yes” to the above questions, you may be dealing with a debt collector who is in violation of the Fair Debt Collection Practices Act (FDCPA).   Please call California Consumer Protection Attorney, Todd M. Friedman at 877-449-8898 for a free consultation and to find out if you may be entitled to compensation from the debt collector in violation.

Quick Navigation

Free Consultation

Undisclosed
Settlement

TCPA class action against the Los Angeles Times. Final approval granted 2014.

More Details
$750,000
Settlement

Common fund class-wide TCPA settlement against home healthcare provider. Final approval granted.

More Details
$27.6M
Settlement

TCPA class action certified on behalf of approximately 2,000,000 class members under Rule 23(b)(2) and (b)(3). Subsequently settled on a Rule 23(b)(2) and (b)(3) basis. Final approval granted.

More Details
$5.2M
Settlement

/

Unruh Act class action on behalf of approximately 240,000 consumers challenging Tinder’s age-based differential pricing for its subscription service. Final approval granted; subsequently went up on appeal.

More Details
$390,000
Settlement

TCPA class action alleging HD Supply sent unauthorized marketing text messages to consumers’ mobile phones without consent between October 21, 2011 and July 26, 2017. Presided over by Judge Fernando M. Olguin. Case terminated January 29, 2018.

More Details
$1,500,000
Settlement

/

TCPA class action against a Kansas-based payday lender alleged to have contacted consumers via prerecorded calls on their cell phones to collect alleged debts without consent. California federal judge granted final approval.

More Details
$6,500,000
Settlement

/

Cal. Penal Code § 632.7 class action certified by contested motion under Rule 23(b)(2) and (b)(3) on behalf of over 40,000 class members whose calls were recorded without their knowledge or consent. Final approval granted.

More Details
$13,000,000
Settlement

/

$13 Million Class action alleging HSBC recorded consumer telephone calls without knowledge or consent in violation of California’s Privacy Statute (Penal Code § 632.7). California Federal Judge granted final approval.

More Details
$34,000,000
Settlement

/

One of the largest TCPA class action settlements in U.S. history at time of approval. Alleged Chase used an automatic telephone dialing system to contact consumers on their cell phones without prior express consent from July 2008 through December 2013. Settlement class included over 32 million members. Final approval granted March 2016.

More Details
$150,000,000
Settlement

/

Class action on behalf of over 100,000 owners of GM vehicles equipped with allegedly defective LG-manufactured batteries posing fire and safety risks. Litigation commenced December 2020. U.S. District Judge Terrence G. Berg indicated preliminary approval of the $150 million settlement.

More Details
$100,000,000
Settlement

/ /

Landmark gig-economy class action. DoorDash drivers in California and Massachusetts alleged they were wrongly classified as independent contractors rather than employees. Firm served as class counsel. Final approval granted January 13, 2022 — the largest gig-economy worker class settlement in U.S. history at the time.

More Details

Office Locations

Copyright 2025 Law Offices of Todd M. Friedman, P.C. All Rights Reserved.