Debt Collection Harassment: Know Your Rights Under the FDCPA and California Law

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Class Action Lawsuit Against GameStop Has Been Filed

December 5, 2012

A class action lawsuit  has been filed against GameStop, alleging that they have been collecting and storing customers’ data, violating California

Reinstating vs Redeeming Your Repossessed Vehicle

December 4, 2012

Consumer have the right to  “reinstate” their car loan by paying all amounts past due, plus any applicable delinquency charges,

Deleting Spam and Telemarketers From Your Life

December 4, 2012

Telemarketers, spam emails and spam texts have become heavily engrained into our everyday lives.  So much so, that most of

Wrongful termination is the single most frequent labor claim

December 1, 2012

Due to the poor economy there have been an increasing amount of lay-offs and terminations, sparking a huge surge in wrongful termination lawsuits. A

Beware of Debt Relief Scams

December 1, 2012

Many consumers who are drowning in debt are being duped into seeking help from companies representing themselves as debt relief specialists.  And

Wells Fargo Settles Gender Bias Suit for $32 Million With 3000 Female Employees

November 30, 2012

Washington, DC: A federal judge in Washington has approved a $32 million settlement of a class action brought against Wells Fargo

FTC’s Top Consumer Complaints are Identity Theft and Debt Collection Violations

November 29, 2012

The Federal Trade Commission reports that the #1 complaint category  in 2011 was identity theft. Debt collection was 2nd with

Buried in Student Loan Debt?

November 29, 2012

A greater-than-ever percentage of Americans are going to college these days, but unfortunately for them, tuition has risen sharply as

Consumer Product Safety Commission And You

November 28, 2012

The Consumer Product Safety Commission is charged with protecting the public from unreasonable risks of injury or death associated with the

False Advertising

November 28, 2012

California has laws imposing penalties on businesses that try to deceive consumers or other companies through unfair practices such as false

Is your credit report information accurate?

November 27, 2012

According to the Fair Credit Reporting Act,  the three nationwide reporting agencies, Equifax, Experian, and TransUnion are required to give you one free copy

Debt Collector Uses Social Media to Harass Debtor

November 22, 2012

Social media websites are a great tool for entertainment and to keep in touch with family and friends, but always

How To Spot A Debt Relief Scam

November 21, 2012

Many consumers who have found themselves swimming in debt have begun seeking help from companies presenting themselves as “debt relief” providers. 

Different types of Class Action Lawsuits

November 17, 2012

Class action lawsuits involve large groups of people suffering similar damages from the same entity.  There are basically four types of lawsuits…. Consumer

7 Bankruptcy Myths Cleared Up

November 17, 2012

1. Bankruptcy Will Permanently Ruin My Credit. Bankruptcy stays on your credit history for ten years at all three major

Class Action Lawsuits Explained…

November 16, 2012

In a class action lawsuit, the plaintiffs are grouped together in one lawsuit against the defendant.  The one lawsuit is

Are debt collectors allowed to sue you?

November 15, 2012

One common tactic debt collectors employ is to threaten to sue the debtor unless the debt is paid. Most people

BMW Reaches Settlement in Privacy Violations Class Action

November 15, 2012

BMW has reached a settlement in a privacy violation class action against them.  The lawsuit alleged that BMW recorded BMW Assist calls

How to avoid telemarketing scams

November 14, 2012

Unfortunately, many con-artists posing as legitimate companies or charities use the phone to bilk consumers out of millions of dollars

Is Your Social Security Check Protected From Collection Liens?

November 13, 2012

Yes,  The State of California has a statutory homestead exemption of at least $75,000 of equity in your primary residence.  If

Reuters reports, “The Supreme Court to review American Express Arbitration case”

November 12, 2012

(Reuters) The Supreme Court on Friday agreed to consider whether American Express Co (AXP.N) may invoke an arbitration clause to

Telemarketing Scams

November 10, 2012

Anyone can be victimized by telemarketing scams.   It doesn’t matter your age, race, sex or educational level, scam artists have tailored their pitches

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